If you are the type of Los Angeles citizen who is having problems finding ways to finance your daily spending needs, you should not be discouraged since there are government programs that could help you. One of these programs is the Supplemental Security Income (SSI). It is a federal program designed to supplement the financial resources of the elderly, the disabled, and the children who do not get ample financial aid from their parents or relatives.
In short, SSI benefits are given to working and retired poor, people who have worked but earned minimal wages, or did not work long enough to become eligible for the Social Security Disability Insurance (SSDI) program.
The SSI program, which is funded by general tax revenues and not by Social Security taxes, also entitles beneficiaries to receive food stamps and, in some cases, application for food assistance.
SSI benefits are based on need rather than on one’s prior work or the amount that one has paid into the program. These benefits are given only to eligible people, not to family members or survivors, as determined by federal criteria.
The SSI was created in 1974 to replace the federal-state assistance programs for adults that usually serve the same purpose. Signed by then-President Richard Nixon, the SSI program was incorporated into Title XVI of the Social Security Act of 1935.
Chances are, if you are younger than thirty, you've never heard of either Social Security Disability or Supplemental Security Income. However, if you've had a friend, acquaintance, or relative who has become sick or injured and, as a consequence, unable to work, you may be at least a little familiar with the programs and associate them with the broader safety net operated by the Social Security Administration.
To receive SSI benefits, you must be able to present a claim stating that you don’t only have a severe disability, but also have a monthly income that does not exceed the federal benefit rate (FBR) set by law.
The amount of SSI benefits that a beneficiary may receive depends mostly on his/her income and factors such as whether the person lives alone or with other people, in another household, or in a residential care facility, among others.
In determining SSI benefits, the government considers the income and resources of individuals and families to establish the amount of aid that must be provided to the beneficiaries.
For disabled individuals and those who cannot fulfill work requirements under the Temporary Assistance for Needy Families (TANF) program, SSI benefits offer a source of income that is not only stable but also not time-limited.
To begin your Supplemental Security Income claim, you must be able to provide proof of your disability. Hence, your claim should contain important pieces of information such as medical records.